Team Members

Julia Francis, CFP^®, is a Financial Planner with AAFMAA Wealth Management & Trust LLC. She brings a strong background in the financial industry and a thoughtful, collaborative approach to comprehensive financial planning. Julia holds a bachelor’s degree in mathematics from Baylor University and is currently pursuing a master’s degree in finance with a concentration in financial analysis from Saint Joseph’s University.

With a true appreciation for the unique financial complexities faced by military families, Julia prioritizes staying current with the evolving financial landscape and is committed to lifelong learning.

She currently resides in the charming town of Carlisle, Pennsylvania, with her husband, Andrew, who is active duty military, and their two dogs, Charley and Gibson.