Team Members

Julia Francis, MSF, CFP®, is a Financial Planner with AAFMAA Wealth
Management & Trust LLC. She brings a strong background in the financial
industry and a thoughtful, collaborative approach to comprehensive financial
planning. Julia holds a bachelor’s degree in mathematics from Baylor University and a master’s degree in finance with a concentration in financial analysis from Saint Joseph’s University.

With a true appreciation for the unique financial complexities faced by military  families, Julia prioritizes staying current with the evolving financial landscape and is committed to lifelong learning.

She currently resides in Columbus, OH, with her husband, Andrew, who completed his active-duty military service in 2026. They share their home with their beloved son, who was born in 2026 (what a year!), and two mischievous dogs.