As a member of the military community, you understand rank structures, the NATO phonetic alphabet, and three-letter acronyms. But are you acquainted with elite financial credentials?
At AAFMAA Wealth Management & Trust LLC (AWM&T), our team is composed of Veterans, military spouses, military dependents, and civilians, many of whom have additional letters after their names. These certifications ensure that when you work with us, you’ll receive guidance from professionals deeply invested in your financial success.
Here’s what these prestigious credentials mean and why they matter for your military family.
The Accredited Financial Counselor (AFC®) credential, issued by the Association for Financial Counseling & Planning Education (AFCPE), focuses on financial education, behavior change, and helping individuals achieve long-term financial well-being. AFC professionals specialize in budgeting, debt management, and financial literacy, making them invaluable partners for those seeking to build strong financial foundations. Whether you’re transitioning out of the military, managing debt, or planning for a secure future, our AFC professionals can guide you through financial challenges with practical solutions.
The Accredited Investment Fiduciary (AIF®) designation, awarded by Fi360, signifies extensive fiduciary responsibility, investment management, and ethical decision-making knowledge. AIF professionals are trained to uphold the highest standards in managing investment portfolios and ensuring compliance with fiduciary regulations. At AWM&T, our AIF professionals help military families and individuals make informed investment decisions while adhering to a duty of care and loyalty.
A CERTIFIED FINANCIAL PLANNER™ (CFP®) professional has met rigorous education, experience, and ethical standards set by the CFP Board. Earning the CFP designation requires extensive coursework in areas like retirement planning, tax strategies, estate planning, and investment management, plus successful completion of a comprehensive exam. CFP professionals are held to a fiduciary standard, meaning they are obligated to act in your best interests. When working with a CFP professional at AWM&T, you can trust that your financial plan is being crafted with knowledge and integrity.
The Chartered Financial Consultant (ChFC®) designation is awarded by The American College of Financial Services and represents advanced financial planning expertise. While similar to the CFP designation, ChFC professionals complete additional coursework covering specialized areas such as risk management, insurance planning, and behavioral finance. Having a ChFC professional at AWM&T means access to professionals who can tailor financial strategies to meet complex needs, including those unique to military families.
The Certified Trust & Fiduciary Advisor (CTFA™) designation is awarded by the American Bankers Association (ABA) and signifies expertise in trust and fiduciary responsibilities, estate planning, investment management, and taxation. Professionals who earn the CTFA credential have deep knowledge of how to manage trusts, ensuring that assets are protected and distributed according to your wishes. At AWM&T, you have access to professionals who can help you create a financial legacy that provides for your loved ones long into the future.
The Wealth Management Certified Professional (WMCP®) designation, also awarded by The American College of Financial Services, focuses on investment management, risk assessment, and financial goal setting. WMCP professionals use a client-centric approach to develop customized wealth-building strategies, helping individuals optimize their portfolios for long-term financial success. At AWM&T, this means access to specialists who can guide you in making strategic investment decisions that align with your personal and military financial goals.
Navigating military benefits, retirement plans, and financial strategies requires specialized knowledge. At AWM&T, our credentialed professionals combine their financial experience with an in-depth understanding of military life to provide guidance that truly fits your needs. Whether you're planning for retirement, protecting your family’s financial future, or looking to preserve generational wealth, our team is here to help.
You deserve guidance from military financial professionals who demonstrate extensive knowledge, ethical standards, and a commitment to your best interests. Financial planning is more than just numbers — it’s about securing your future and ensuring peace of mind. Speak with one of our credentialed professionals today to get personalized guidance tailored to your unique situation. Visit aafmaatrust.com or call 1-910-307-3500 to learn more.
AWM&T was created in 2012 to meet the financial needs of military families. We provide experienced, trustworthy, long-range financial planning, investment management, and trust administration services to support financial independence and security. We aim to be the premier provider of fiduciary services by always working for AAFMAA Members’ best interests.
We are proud to share the mission, vision, and values of AAFMAA, our parent company, consistently building on a rich history and tradition of providing compassion, trust, and protection to Members. Through AAFMAA’s long-standing legacy and our financial expertise, AWM&T is honored to provide personalized wealth management services to military families across generations.